Applying For Your Pension

When Your Payments Begin

Your pension will begin on the first day of the first month after you have met all the requirements of the Plan for being entitled to and receiving benefits. These requirements include filing a pension application in advance of the date you want your pension payments to begin. In no event will payments begin before you stop working. Also, except for the Disability Pension and the Plan’s death benefits, no benefits will be payable for any period before the first day of the month after you file your application with the Fund Office.

If you retire and do not file your application for benefits within 60 days after the later of your normal retirement age or the date on which you stop working, your benefits will be actuarially increased for each month from the date which is 60 days after the later of:

  •  your normal retirement age, or
  • the date on which you stop working, for which a monthly pension benefit should have been paid to you.