Survivor Benefits

Designating Beneficiaries

 

 

Married Participants

If you are married, your spouse (by law) is your beneficiary. In order to designate another beneficiary for your death benefit, your spouse must agree voluntarily and complete the necessary waiver forms in the presence of a Notary Public.

In the event of your spouse’s death, you should contact the Fund Office to update your beneficiary information.

Unmarried Participants

You may designate anyone as your beneficiary.

EFFECT OF DIVORCE ON BENEFICIARY DESIGNATION

If you previously designated your spouse as your beneficiary and you are subsequently divorced, the Trustees presume that the divorce nullified the beneficiary designation unless it is proved otherwise.
 

If No Beneficiary was Designated

If you do not designate a beneficiary or your designated beneficiary predeceases you, the following people will be deemed to be your beneficiary(ies) in the order named:

  1. Your surviving spouse, if any;
  2. Your designated beneficiary for your Individual Account Plan, if any;
  3. Your designated beneficiary for the Electrical Welfare Trust Fund, if any;
  4. Your estate.

NOTE: Under the Uniform Transfers to Minors Act, if you designate a minor (under legal age) person as your beneficiary, you must also designate a custodian to receive payment on behalf of the minor. This could delay processing of a benefit distribution.