A GUIDE TO YOUR DEFINED BENEFIT PENSION PLAN

TYPES OF PENSION

 FAST FACTS

• The type of pension benefit you receive depends on when you retire and whether you are an Active Participant on the date you retire.

• Depending on the type of pension you receive, you may be eligible for a lump sum bonus when you retire.

Four types of pension are available under the Plan:

Please note that you will only receive one type of pension under the Plan, no matter how many different contributing employers you work for.

In addition, a lump sum bonus, payable at the time of retirement, is available to certain specified pensioners. Also, under some circumstances, there are lump sum death benefits payable to a survivor upon the death of a participant.