Vesting

Qualified Domestic Relations Orders

Even though your right to receive a Pension benefit may be 100% or fully vested, there are certain circumstances in which your benefits may be split between you and your former spouse in the event of a divorce. This would be based upon a Qualified Domestic Relations Order issued by a Court in a legal proceeding between you and your former spouse. It is described in the section of this SPD entitled “Forms of Payment.”